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Will lower interest rates later in 2026 bring more buyers — making it worth the wait? - Ask Victoria

Will lower interest rates later in 2026 bring more buyers — making it worth the wait?

Possibly. If the Bank of Canada cuts rates again in mid-2026, more buyers will qualify for mortgages. But more sellers may also enter the market at the same time, absorbing that demand. VREB specifically cites “interest rates, global trade tensions, and consumer confidence” as factors that will determine the market’s course .

Waiting for rates to save your sale is a gamble. A better strategy is to price and prepare your home well now, so you are ready to move when buyer activity picks up. February’s 37% sales jump from January shows that buyer demand exists when conditions align — you don’t need to wait for perfect conditions to find a serious buyer.


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