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Should I offer incentives like covering closing costs or a home warranty to attract buyers? - Ask Victoria

Should I offer incentives like covering closing costs or a home warranty to attract buyers?

Offering a home warranty is a low-cost way to give buyers peace of mind and reduce the chance of inspection issues derailing a deal. Home warranties typically run $500–$700. Covering closing costs is a bigger concession — it can add $5,000–$10,000 to your effective costs.

**2026 strategy:** In most cases, a price reduction of the same amount is cleaner and more effective. However, in a market with **6 months of inventory**, standing out matters. If your home is languishing after 30 days, an incentive package (warranty + closing cost credit + flexible possession) can restart interest without the stigma of a price drop. Talk to your realtor about which approach makes more sense for your specific situation.


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